The Various Language Skill Development - 1250 Words

Being social animals, human beings experience an innate drive to communicate and share their thoughts and feelings with others. The essay discusses the various language skill development stages among the children from zero to seven years. It analyses the importance of nature and nurture with the aid of behaviourist and nativist perspectives. In the light of the explanations by Vygotsky and Jean Piaget, the essay attempts to discuss the role of culture, experience, maturation and willingness to learn. Cambridge dictionary defines language as #39;a system of communication#39; among human beings. This communication system consists of sounds and words. The element of grammar makes communication meaningful (Cambridge Dictionary 2016).†¦show more content†¦Gradually the child imitates the words from its environment. Children are more used to the words, like mom, milk, dad, no, that are recited to them frequently. At this stage, the child associates these words to their meanings. After the age of two, there is a tremendous exploration of vocabulary (Clarke, 2009). Children accumulate thousands of words till the age of six. Initially they go for replacement of difficult terms with simple ones. This is due to their struggle with complex vocabulary. This tendency changes after six. The conventional word order, tense and grammar are grasped during these ages. By the age of four, children would be good conversationalist. At this stage the syntactic and semantic developments occur in children (Choice2099, 2014). Children, in their early years, imitate sounds and words that are produced by adults. B.F. Skinner employs his theory of behaviourism to explain this mental process (Nellie, 2013). Skinner argues that language development like any other behaviour or habit, can be imbibed through repetition and reinforcement. He uses the concepts of classical conditioning and operant conditioning to explain this phenomenon. Children associates the frequently used terms with its meanings. The word #39;mom#39; brings the mental image of their mother. They tend to use correct words and pronunciation to experience positive

Abortion And Birth Control Pro Choice And Pro Life Essay

Different Arguments for Different Ends Shana Meyer December 7, 2016 Different Arguments for Different Ends Abortion and birth control have long served as very heated, very debated topics, especially in the equal rights movement. Groups on both sides of the dispute have made strong arguments either in support of or against a woman’s right to use birth control and/or seek an abortion. Interestingly, many of the arguments share very similar foundational thoughts but are used to suggest very different conclusions. Through the duration of this paper, the two opposing groups will be defined as Pro-Choice and Pro-Life. Groups on both sides of the argument have historically used the same base topics, such as women’s health and personal liberty, to bolster their opposing arguments, which further convolutes the issue. A common idea that consistently appears in both Pro-Choice and Pro-Life arguments is the topic of protecting the woman’s health. In Roe v. Wade, 1973, the author points out that, â€Å"When most criminal abortion laws were enacted, the procedure was†¦ hazardous†¦Ã¢â‚¬ 1, adding that abortion mortality rates were reasonably high.1 Human Life International states that steroids, which include contraceptives, target and affect a body’s hormonal balance which can lead to a long list of side-effects. This list includes both physical symptoms, ranging from headaches to death, and mental symptoms, such as depression.2 Additionally, abortion procedures can also haveShow MoreRelatedShould Abortion Be Legalized?1172 Words   |  5 Pages Although some believe abortion is morally and ethically wrong should it be legal for victims of rape or incest who have no other alternative? Pro-Life advocates believe as horrible as abortion is, the baby is still innocent of any crime. Nobody should be killed for the crime of another person. While Pro-Choice advocates believe if a woman is pregnant by rape, compassion demands that she be allowed to abort. On the other hand, the pro-life vs pro-choice debate tends to overlook the fact that theRead MoreShould Abortion Be Legal?1347 Words   |  6 Pagesthe right to an abortion. This is a constitutional right that all women must have in order for everyone to have true equal rights. The two sides of this debate argue whether or not the fetus is â€Å"alive,† whether abortion is ever necessary, and whether or not the procedure has negative consequences. While the â€Å"pro-life† side focuses mostly on the interpretation of the definition of life, â€Å"pro-choice† advocates stress the importance of women’s rights. A woman should always have control over her body withoutRead MorePro Life Or Pro Choice1291 Words   |  6 PagesPro Life or Pro Choice The restrictions and the debate that surrounds the issue of abortion has changed dramatically throughout the course of history and it continues to change until this very moment. All around the world and in every known society, women have used abortion to control their reproduction, regardless of it’s legality. Abortion used to be exercised freely in the United Sates, up Until all the states started to ban It and place a lot of restrictions on it. They stated that a womanRead MorePersuasive Essay On Abortion1575 Words   |  7 Pageswhen her birth control failed and she had an abortion. ‘It allowed me to choose when to become a mother,’ she said. ‘As a mother now, I know I was correct at 21†¦ I didn’t have a college degree†¦ I didn’t have an income. I didn’t have a marriage. I didn’t have anything a child needs. And I didn’t want it† (Liptak, 2016). Brenneman, among the 24% of women who will undergo an abo rtion during their lifetime by the age of 45, chose the best decision for herself at that specific instance in her life, describedRead MoreWoman ´s Right on Abortions1198 Words   |  5 PagesPersonal Choices Women’s reproductive rights have been endangered from early history. A woman’s job included housework and child birth. Around 1920, women started receiving their choices and rights. In the 21st century, women are looked at with fairness and receive equal opportunities, but there is one right being stripped from women: the choice of using birth control and aborting pregnancy. Society frowns upon aborting a fetus in the womb, but it fails to realize the circumstantial standing eachRead MoreAbortion Essay879 Words   |  4 PagesAbortion An estimated 1.3 million abortions are performed annually or approximately two and a half abortions every minute (Abortion). In all societies, women have sought to terminate pregnancies for many reasons. Republicans and democrats support either the right to live or the right to decide. The debate whether abortion should be made legal continues to divide republicans and democrats long after the U.S. Supreme Court’s 7-2 decision on Roe v. Wade declaring abortion a â€Å"fundamental† right (RoeRead MoreLegal Abortion: Arguments Pro and Con.984 Words   |  4 PagesLegal Abortion: Arguments Pro and Con. Abortion is one of the most controversial issues in the world nowadays. Currently, abortion is legal in America, and many people believe that it should remain legal. These people, pro-choice activists, say that it is the womens right whether or not to have a child. However, there are many groups who are lobbying the Congress to pass laws that would make abortion illegal. These people are called the pro-life activists. Both pro-life and pro-choice activistsRead MoreShould Abortion Be Legal?1052 Words   |  5 PagesAbortion is a personal matter and is a very sacred and sensitive topic. The deliberate termination of a human pregnancy is what we know of as an abortion. Although abortion is considered to be immorally wrong to some people, it should be a fundamental right for women to control their own bodies. Abortions are one of the many things that everyone has an opinion on. It is one of the most controversial topics anyone will not agree upon. When abortion is discussed, people tend to assume one of two positions:Read MoreWhy Is The Abortion Rate Falling By David Frum979 Words   |  4 PagesWhether it’s right or wrong, the age old debate on abortion may finally be heading in a different direction. â€Å"Why is the Abortion Rate Falling† by David Frum is a web article from The Atlantic. The author argues that although society is changing, one thing has stayed the same throughout time. This age old debate between pro-life and pro-choice groups has remained consistent. Pro-life groups believe that abortion is never an option, while pro-choice groups believe that only the woman who is carryingRead MoreWhen does Personhood Begin and Where do we Draw the Line?1403 Words   |  6 Pagesfirst controversial issue that caught my attention was personhood and abortion. Most of th e people that I had conversations with were concerned about this issue and were against the personhood legislation in Oklahoma which prohibits abortion and birth control. Mostly the women viewed the whole issue as an infringement upon their rights. Likewise, the men were concerned about the rights of their loved ones. Though they are the choice of a woman and are private, the issue is still morally challenging

The Silver Linings Playbook Chapter 2 Free Essays

He Does Not Preach Pessimism My workout is interrupted midday, when Mom descends the basement stairs and says I have an appointment with Dr. Patel. I ask if I can go later that night, after I have completed my daily weights routine, but Mom says I’ll have to go back to the bad place in Baltimore if I do not keep my appointments with Dr. We will write a custom essay sample on The Silver Linings Playbook Chapter 2 or any similar topic only for you Order Now Patel, and she even references the court ruling, telling me I can read the paperwork if I don’t believe her. So I shower, and then Mom drives me to Dr. Patel’s office, which is the first floor of a big house in Voorhees, just off Haddonfield – Berlin Road. When we arrive, I take a seat in the waiting room as Mom fills out some more paperwork. By now, ten trees must have been cut down just to document my mental health, which Nikki will hate hearing, as she is an avid environmentalist who gave me at least one tree in the rain forest every Christmas – which was really only a piece of paper stating I owned the tree – and I do feel bad now for making fun of those gifts and won’t ever poke fun at the diminishing rain forest in the future when Nikki comes back. As I sit there flipping through a Sports Illustrated, listening to the easy-listening station Dr. Patel pumps into his waiting room, suddenly I’m hearing sexy synthesizer chords, faint highhat taps, the kick drum thumping out an erotic heartbeat, the twinkling of fairy dust, and then the evil bright soprano saxophone. You know the title: â€Å"Songbird.† And I’m out of my seat, screaming, kicking chairs, flipping the coffee table, picking up piles of magazines and throwing them against the wall, yelling, â€Å"It’s not fair! I won’t tolerate any tricks! I’m not an emotional lab rat!† And then a small Indian man – maybe only five feet tall, wearing a cable-knit sweater in August, suit pants, and shiny white tennis shoes – is calmly asking me what’s wrong. â€Å"Turn off that music!† I yell. â€Å"Shut it off! Right now!† The tiny man is Dr. Patel, I realize, because he tells his secretary to turn off the music, and when she obeys, Kenny G is out of my head and I stop yelling. I cover my face with my hands so no one will see me crying, and after a minute or so, my mother begins rubbing my back. So much silence – and then Dr. Patel asks me into his office. I follow him reluctantly as Mom helps the secretary clean up the mess I made. His office is pleasantly strange. Two leather recliners face each other, and spider-looking plants – long vines full of white-and-green leaves – hang down from the ceiling to frame the bay window that overlooks a stone birdbath and a garden of colorful flowers. But there is absolutely nothing else in the room except a box of tissues on the short length of floor between the recliners. The floor is a shiny yellow hardwood, and the ceiling and walls are painted to look like the sky – real-looking clouds float all around the office, which I take as a good omen, since I love clouds. A single light occupies the center of the ceiling, like a glowing upside-down vanilla-icing cake, but the ceiling around the light is painted to look like the sun. Friendly rays shoot out from the center. I have to admit I feel calm as soon as I enter Dr. Patel’s office and do not really mind anymore that I heard the Kenny G song. Dr. Patel asks me which recliner I want to relax in. I pick the black over the brown and immediately regret my decision, thinking that choosing black makes me seem more depressed than if I had chosen brown, and really, I’m not depressed at all. When Dr. Patel sits down, he pulls the lever on the side of his chair, which makes the footrest rise. He leans back and laces his fingers behind his tiny head, as if he were about to watch a ball game. â€Å"Relax,† he says. â€Å"And no Dr. Patel. Call me Cliff. I like to keep sessions informal. Friendly, right?† He seems nice enough, so I pull my lever, lean back, and try to relax. â€Å"So,† he says. â€Å"The Kenny G song really got to you. I can’t say I’m a fan either, but †¦Ã¢â‚¬  I close my eyes, hum a single note, and silently count to ten, blanking my mind. When I open my eyes, he says, â€Å"You want to talk about Kenny G?† I close my eyes, hum a single note, and silently count to ten, blanking my mind. â€Å"Okay. Want to tell me about Nikki?† â€Å"Why do you want to know about Nikki?† I say, too defensively, I admit. â€Å"If I am going to help you, Pat, I need to know you, right? Your mother tells me you wish to be reunited with Nikki, that this is your biggest life goal – so I figure we best start there.† I begin to feel better because he does not say a reunion is out of the question, which seems to imply that Dr. Patel feels as though reconciling with my wife is still possible. â€Å"Nikki? She’s great,† I say, and then smile, feeling the warmth that fills my chest whenever I say her name, whenever I see her face in my mind. â€Å"She’s the best thing that ever happened to me. I love her more than life itself. And I just can’t wait until apart time is over.† â€Å"Apart time?† â€Å"Yeah. Apart time.† â€Å"What is apart time?† â€Å"A few months ago I agreed to give Nikki some space, and she agreed to come back to me when she felt like she had worked out her own issues enough so we could be together again. So we are sort of separated, but only temporarily.† â€Å"Why did you separate?† â€Å"Mostly because I didn’t appreciate her and was a workaholic – chairing the Jefferson High School History Department and coaching three sports. I was never home, and she got lonely. Also I sort of let my appearance go, to the point where I was maybe ten to seventy pounds overweight, but I’m working on all that and am now more than willing to go into couples counseling like she wanted me to, because I’m a changed man.† â€Å"Did you set a date?† â€Å"A date?† â€Å"For the end of apart time.† â€Å"No.† â€Å"So apart time is something that will go on indefinitely?† â€Å"Theoretically, I guess – yes. Especially since I’m not allowed to contact Nikki or her family.† â€Å"Why’s that?† â€Å"Umm †¦ I don’t know, really. I mean – I love my in-laws as much as I love Nikki. But it doesn’t matter, because I’m thinking that Nikki will be back sooner than later, and then she’ll straighten everything out with her parents.† â€Å"On what do you base your thinking?† he asks, but nicely, with a friendly smile on his face. â€Å"I believe in happy endings,† I tell him. â€Å"And it feels like this movie has gone on for the right amount of time.† â€Å"Movie?† Dr. Patel says, and I think he would look exactly like Gandhi if he had those wire-rim glasses and a shaved head, which is weird, especially since we are in leather recliners in such a bright, happy room and well, Gandhi is dead, right? â€Å"Yeah,† I say. â€Å"Haven’t you ever noticed that life is like a series of movies?† â€Å"No. Tell me.† â€Å"Well, you have adventures. All start out with troubles, but then you admit your problems and become a better person by working really hard, which is what fertilizes the happy ending and allows it to bloom – just like the end of all the Rocky films, Rudy, The Karate Kid, the Star Wars and Indiana Jones trilogies, and The Goonies, which are my favorite films, even though I have sworn off movies until Nikki returns, because now my own life is the movie I will watch, and well, it’s always on. Plus I know it’s almost time for the happy ending, when Nikki will come back, because I have improved myself so very much through physical fitness and medication and therapy.† â€Å"Oh, I see.† Dr. Patel smiles. â€Å"I like happy endings too, Pat.† â€Å"So you agree with me. You think my wife will come back soon?† â€Å"Time will tell,† Dr. Patel says, and I know right then that Cliff and I are going to get along, because he does not preach pessimism like Dr. Timbers and the staff at the bad place; Cliff doesn’t say I need to face what he thinks is my reality. â€Å"It’s funny, because all the other therapists I’ve seen said that Nikki wouldn’t be back. Even after I told them about the life improvements I have been making, how I am bettering myself, they still were always ‘hating on me,’ which is an expression I learned from my black friend Danny.† â€Å"People can be cruel,† he says with a sympathetic look that makes me trust him even more. And right then I realize that he is not writing down all my words in a file, which I really appreciate, let me tell you. I tell him I like the room, and we talk about my love of clouds and how most people lose the ability to see silver linings even though they are always there above us almost every day. I ask him questions about his family, just to be nice, and it turns out he has a daughter whose high school field hockey team is ranked second in South Jersey. Also he has a son in elementary school who wants to be a ventriloquist and even practices nightly with a wooden dummy named Grover Cleveland, who, incidentally, was also the only U.S. president to serve two terms that were not back-to-back. I don’t really get why Cliff’s son named his wooden dummy after our twenty-second and twenty-fourth president, although I do not say so. Next, Cliff says he has a wife named Sonja, who painted the room so beautifully, which leads to our discussion about how great women are and how it’s important to treasure your woman while you have her because if you don’t, you can lose her pretty quickly – as God really wants us to appreciate our women. I tell Cliff I hope he never has to experience apart time, and he says he hopes my apart time will end soon, which is a pretty nice thing to say. Before I leave, Cliff says he will be changing my medication, which could lead to some unwanted side effects, and that I have to report any discomfort or sleeplessness or anxiety or anything else to my mother immediately – because it might take some time for him to find the right combination of drugs – and I promise him I will. On the drive home I tell my mother I really like Dr. Cliff Patel and am feeling much more hopeful about my therapy. I thank her for getting me out of the bad place, saying Nikki is far more likely to come to Collingswood than to a mental institution, and when I say this, Mom starts to cry, which is so strange. She even pulls off the road, rests her head against the steering wheel, and with the engine running, she cries for a long time – sniffling and trembling and making crying noises. So I rub her back, like she did for me in Dr. Patel’s office when that certain song came on, and after ten minutes or so, she simply stops crying and drives me home. To make up for the hour I spent sitting around with Cliff, I work out until late in the evening, and when I go to bed, my father is still in his office with the door shut, so another day passes without my talking to Dad. I think it’s strange to live in a house with someone you cannot talk to – especially when that someone is your father – and the thought makes me a little sad. Since Mom has not been to the library yet, I have nothing to read. So I close my eyes and think about Nikki until she comes to be with me in my dreams – like always. How to cite The Silver Linings Playbook Chapter 2, Essay examples

Banking and Emerging Multidisciplinary Processes †Free Samples

Question: Discuss about the Banking and Emerging Multidisciplinary Processes. Answer: Introduction Bank Muscat is the provider of financial services in the Oman Sultanate. The company has a strong presence in the section of corporate banking with most of the corporate organizations having accounts in Bank Muscat. The bank also has a presence in retail banking, investment banking, treasury, private banking and management of the asset. The bank is estimated to be worth US $15 billion, the bank has over 130 branches across the country. Bank Muscat was voted the best bank in Oman for seven continuous years by The Banker, FT London. This report analyzes the marketing strategies that the bank uses to market itself to new and existing customers. The products offered by the bank include; money deposit, loans for SME`s offering financial advice services, Card services, Banking channels, Insurance, Payment services, money transfer and remittances(International, 2009). The report contains an environmental analysis to determine the competitive environment and the other internal and external f actors that may affect the operations and the strategies and tactics that the company will use to compete in the market (Ian, 2014). This marketing plan aims at developing marketing strategies and tactics that Bank Muscat will apply in order to retain its market position and to achieve its vision of better customer services. The marketing plan will seek to establish ways in which the bank can improve its relations with customers and also improve its already big market share in the industry. This section involves an analysis of the external environment in which Bank Muscat is operating. The analysis of the external environment is important in designing strategy for the organization since it will help to identify opportunities and threats in the external environment. Opportunities can be utilized to profit the company more. The weaknesses identified can help the company to make decisions that reduce the risk of the business. The environment will be accessed using the PESTEL analysis method. Political environment The political environment in which Bank Muscat is operating is favorable to the organization. The sultanate is peaceful since the political activities in the country are not as violent as those of other middle East environment (Academy of Marketing Science In Crittenden, 2015). The Sultanate also makes policies that favor growth and expansion of banking sector and this has ensured that Bank Muscat is operating in a very stable political environment. The economy of Oman is vibrant and growing at an impressive rate. There are also major in infrastructural projects going on currently in Oman and this contributes hugely to the growth of the economy and the banking sector at large. The interest rates in the country are controlled by free market forces and this ensures that demand and supply determine the cost of credit. One challenge in the economic environment in Oman is that the fluctuations in prices of oil have a major hit on the economy of the company hence making it difficult to predict the future with certainty. The consumption patterns of consumers in the banking sector are affected by social factors. Since Oman is a majority Muslim country, there are a slot of social factors at play. The religion of Islam does according to Sharia law does not allow lending at an interest commonly referred to as riba. The products and services offered by Bank Muscat, therefore, has to consider the religion factor in order to accommodate most of its customers. Some of the technological factors affecting the banking industry not only in Oman but also globally include the mobile phone banking, mobile phone money transfer and online customer services as well as electronic banking (Molyneux, Lloyd-Williams Thornton,2015). These factors have a huge impact on banking because they contribute to efficiency as well as increased customer satisfaction. Environmental factors The Bank of Muscat is committed to ensuring environmental sustainability in all its operations and activities. The bank obeys and fulfills all the environmental regulations that are put in place by the Sultanate. The banking industry in Oman is regulated by the central bank. The players in this industry are required to adhere to all the legislation regarding lending, money deposits, money laundering laws and all other laws that are meant to prevent financial crime in the banking sector. The following is a SWOT analysis of Bank Muscat. The SWOT analysis is used to make investment decisions and to strengthen the company further in other aspects. Bank Muscat is the largest financial institution with large presence in all the areas of the country. The bank has a customer base exceeding 1.79 million customers and more than 3,500 employees. This means that has an advantage due to its strong network and its huge scope of operation Bank Muscat also enjoys the strong financial position. The bank maintains a capital adequacy ratio of about 16% for the last 4-5 years which is very healthy. The company has net profit ratios of 16.5% and its still growing(Rama, 2017). This has given the bank a competitive advantage over its rivals. Another strength is that the bank has implemented successfully Islamic banking policies which have helped the bank to enjoy huge client base. Investment in technology by the company has been borne fruits and the bank has been able to achieve its efficiency goals and objectives. The bank raises very little revenue from fees they charge for services such as credit services, asset management, private banking, and investment banking. This has contributed to declining organizations revenue levels. Oman strategy of building a diversified economy through vision 2010 provides the bank with a great opportunity to lend to corporate organizations especially those winning big government contracts and tenders. Another opportunity for Bank Muscat is that the demographic factors of the country favor further growth in the retail banking sector. Statistics indicate that about half of the countries` population is composed of persons below the age of 25. the youth are more vibrant than the old people and therefore the bank can benefit a lot by focusing on these customers and fulfilling their financial needs(Bank al-Markazi.2010) Fluctuations in prices of oil which is the major source of income for the country makes the economy venerable and this factor affects the banking sector a lot hence making it planning difficult. Another threat of Bank Muscat is the political turmoil in the neighboring countries like Syria, Yemen, and Lebanon. These conflicts have spillover effects which end up affecting the banking sector of Oman. Bank Muscat market segmentation The company segments its market using various techniques. The main technique is based on demographic factors. Demographic factors include factors like age, gender, population and education levels. The bank segments its market depending on the age of customers. The bank that designs products which are aimed at attracting the youth and products designed for the older generation. This helps the company to carry out target marketing efficiently. The bank also segments its marketing depending on income levels of consumers. Consumers of higher income are offered products that are tailor made to suit their specific needs. Another important factor in market segmentation by the bank is population (Academy of Marketing Science In Bahn, 2015). In this, geographical segmentation is carried out depending on the population of the areas in which the bank is operating. The bank offers priority to densely populated areas which have more complex customer needs. The objective of this marketing plan is to increase the market share of Bank Muscat by 6% by the end of the next financial year. This objective is based on the opportunities of growth especially by targeting the youth. Another objective of this marketing plan is to improve the customer satisfaction by focusing on service provision and more personalized banking. The positive customer feedback messages should increase by 4% so as to measure the extent to which the customer satisfaction objective has been achieved. Designing of more products specially tailored to cater for the needs of customers through technological advancement. The bank should develop at least three products in the next two years which are focused on fulfilling customer needs. By the fourth year, the bank should have come up with at least 7 products that help to promote effective interaction between the bank and its customers. Marketing mix strategy recommendations The marketing mix of Bank Muscat should be designed in such a way that all the aspects are able to work harmoniously to achieve the objectives of the organization. The following is the recommended marketing mix of Bank Muscat. The products that Bank Muscat currently offers its consumers include accounts and deposits, loans and mortgages, insurance, card services and priority banking. In the new products strategy to help cater for the needs of consumers, the bank should introduce products and services that are more consumer oriented and unique. Such products include mobile money transfer, mobile banking, and customer self-service portal and localized banking where shops and small groceries act as agents of the bank. The introduction of these products and services will increase the product portfolio of the bank and hence providing more value to consumers. These products will also contribute to increased efficiency within the organization as well as offer consumers convenience. Bank Muscat distributes its products and services mainly through its branches. The bank has over 130 branches distributed in all areas across the country. This ensures that services reach all potential customers conveniently. There are shortcomings in the current distribution strategy of the company. The following strategies should be implemented in order to improve the distribution system of the bank. The first strategy is opening up more branches especially in the rural areas so as to increase customer satisfaction and needs since customers in the areas will no longer have to travel for long distances to access banking services. Another strategy is opening local banking agents which will ensure that a customer can carry out transactions in a shop next door (Sarlak Hastiani,2017). The use of mobile technology in banking will also go a long way in improving the distribution system of Bank Muscat. The price of Bank Muscat`s products and services is currently fair and very competitive. The prices charged by the bank especially as services fee are the lowest in the region. This aspect of marketing has been important in attracting customers. The bank can achieve increased revenues and consumer satisfaction through price by setting prices that are lower compared to competitors. Lower cost will be achieved through increased efficiency in the organization. Care should be taken to make sure that quality is not compromised as a result of low prices. Promotion is a very crucial aspect of marketing. For Bank Muscat to achieve its marketing objectives as stated above, it has to improve its promotion and advertising. The first strategy that the company should adopt is increase the use of social media advertising. This will be very effective for the company since the population of the Sultanate is mainly composed of young people who constitute the majority of social media users. This will ensure that the bank reaches as many customers as possible through this method. The bank should also invest more in mainstream media advertising such as TV ads and newspaper advertisement (Krishnamacharyulu Ramakrishnan, 2012). This strategy will contribute to increased customer satisfaction since the customers will be able to get timely updates and communication on new products and services. Evaluation and control To monitor the implementation of the marketing plan, the bank will appoint an implementation and monitoring committee which will keep track of the progress in the marketing plan. The committee will monitor to determine factors that may be hindering the achievement of objectives stated in the marketing plan. They will work closely with the management of the Bank. Item Estimated budget US$ Social media marketing 12,000 Administration of social media and online accounts 7,500 Product development and research 34,900 Advertising budget 23,450 Customer call center 17,600 TOTAL 95, 450 Conclusion To achieve the objective of increased customer value and satisfaction, Bank Muscat should implement the marketing plan to the letter. The recommendations stated in the plan should be implemented .The monitoring of the marketing plan will be important to ensure that the bank does not veer off the path of achieving the predetermined objectives. The report contains an environmental analysis to determine the factors that influence strategies in the banking industry in Oman. The analysis is done using both SWOT analysis and PESTEL analysis. The report clearly highlights and discusses the strategies that Bank Muscat will implement in order to achieve its strategies. These strategies include increased use of social media and technological innovations in the company. References Academy of Marketing Science., In Crittenden, V. L. (2015). Proceedings of the 1992 Academy of Marketing Science (AMS) Annual Conference. Academy of Marketing Science., In Bahn, K. D. (2015). Proceedings of the 1988 Academy of Marketing Science (AMS) Annual Conference, Montreal, Canada, April 27-May 1, 1988. Ian, S. (2014)A study of customer's attitudes to cross selling by banks with particularly reference to the practice in Libya: Marketing. Mu?nchen: GRIN Verlag GmbH. International, B. P. U. (2009). Islamic financial institutions. Place of publication Management not identified: Intl Business Pubns Usa. Krishnamacharyulu, C. S. G., Ramakrishnan, L. (2012). Rural marketing: Text and cases. New Delhi: Pearson Education. Molyneux, P., Lloyd-Williams, D. M., Thornton, J. (January 01, 2015). European Banking: An Analysis of Competitive Conditions. Oman 2011. (2010). Place of publication not identified: Oxford Business Group. Rama, M. R. K. (2011). Services marketing. New Delhi: Pearson. Report: Oman 2013. (2013). Place of publication not identified: Oxford Business Group. Sarlak, M. A., Hastiani, A. A. (2011). E-banking and emerging multidisciplinary processes: Social, economical and organizational models. Hershey, PA: Business Science Reference.

Trace the development of Willie Mossop Essay Example

Trace the development of Willie Mossop Essay Trace the development of Willie Mossop throughout the course of the play. Include the relevant points from each act and try to back up your points with quotations from the text. Hobsons Choice is set in a Bootmakers shop in Victorian England. At this time women were not thought as equals to men and women were not thought to be business-like, but this play defies these facts, as Hobsons daughter, Maggie, a middle class businesswoman runs, the shop and is full of ambition. She certainly knows what she wants in life but this is not what you would expect for a stereotypical Victorian woman. Willie Mossop, Hobsons boothand is quite the opposite from Maggie, as at the beginning of the play Willie is a weak character, very unambitious, very content man. Willie is uneducated, he cannot read or write as he is only a working class citizen, but all this soon changes. Throughout the play we see Willies character develop into an educated business-like man full of ambition, and this is down to Maggie, as she notices his potential and marries him. At the end of the play we see Willie as a definitely changed man, in every respect possible. At the very beginning of Act 1 the audience notices Willies potential when Mrs Hepworth enters the shop. Mrs Hepworth is one of Hobsons upper class customers. We will write a custom essay sample on Trace the development of Willie Mossop specifically for you for only $16.38 $13.9/page Order now We will write a custom essay sample on Trace the development of Willie Mossop specifically for you FOR ONLY $16.38 $13.9/page Hire Writer We will write a custom essay sample on Trace the development of Willie Mossop specifically for you FOR ONLY $16.38 $13.9/page Hire Writer Mrs Heoworth humiliates Hobson who assumes she has come to complain about the boots that Willie made, when she asks to see the person who made them. But Hobson is a far cry from right as she actually comes to praise Willie, Mossop, Ive tried every shop in Manchester and these are the best pair of boots I have ever had. From now on, you will make my boots in future Not only does this show Willies potential it also shows how uneducated he is, as when Mrs Hepworth later gives him a card to contact her if he ever leaves Hobsons, he cannot read it.

Black Plauge essays

Black Plauge essays The Black Plague is a type of bubonic plague that traveled throughout Europe, and the Mediterranean Sea killing millions. The Black Plague (or Black Death) is a bacterial infection that causes swelling on numerous parts of the body. Also it causes odd sores in which human flesh is eaten away. If you are infected with this, you have 5 days to be treated before you die. This is carried mainly through a type of rat flea (Yersinia Pestis). The rat flea is of course found on rats but has also been found on marmots, prairie dogs, and other types of rodents. During the five years in which the black plague was at its peak it is estimated that over 25 million people were killed in Europe alone. The Black plague probably originated in China. From there it traveled to the Middle East and throughout southern Russia. It is most likely that it then spread through trade routes along the west. The trade routes lead into Italy along the black sea. Merchants then probably took it Egypt to places like Alexandria. Then it went towards Libya and Damascus and Upper Egypt. Scientists figure that the people who actually brought the Black Death to Europe were either Genoese or Venetian sailors. As the plague spread its destruction into a vaster area through Pisa, it went towards Florence and then onto Bologna and Rome. Later it traveled to: However throughout all this chaos Milan, Italy was virtually unaffected by the disease. The lord of the city ordered that the city gates were to be closed and no outside travelers were allowed in. Especially no travelers from plague areas. Central Germany and a city in Poland also did a similar isolation technique that spared many lives. The doctors who were alive during the plague thought a combination of things. First they believed that the human body lacked fluids, o ...

Rhetorical Analysis Essay Example | Topics and Well Written Essays - 1000 words

Rhetorical Analysis - Essay Example In this case, he found himself writing about President Barack Obama's job speech. He is a man who has heard it all before and has grown weary of Washington politics but he knew better than to ram his personal opinion down his readers throats. He chose to let his readers judge the president's speech for themselves. This was the message he delivered in his editorial and I must say that he presented good arguments that could persuade any reader to agree with him about the inefficacy of the Obama job speech. He analyzed all the important aspects of the speech. What he thought was effective, discussion points that he believed were of importance but were skimmed over in the speech, and other topics the president covered which may not be of any real benefit to the people of America. His point of view is conveyed with such strong sentiment and sympathy for the working class people is geared towards opening the eyes of his readers. Fredericks asks his middle class readers to not be the blind followers that the President Obama believes the American people to be. Instead, he is asking the working class to learn how to say no to the president. He asks the readers to look back on what we should all consider to be the failed policies of this administration that did not do anything to stimulate the economy but rather, added to the already heavy tax burden of the people. His editorial has an ethical appeal about it. Instead of appealing to their pathos directly, he presents the readers with sentence, that are sure to appeal to and engage his readers emotions upon reading it. Take for example the following statement from his editorial: The style and delivery of the president's address was true to form: fiery, powerful, passionate and exquisitely conveyed. It's the substance of his message that's the problem. Mr. Obama offered more of the same policies that got us into this mess in the first place: deficit spending and government-sponsored job creation initiatives. He called his plan the American Jobs Act. (Fredericks, Editorial: Obama's Job Speech -- There He Goes Again, DaliyPress.com) For this particular editorial, he employs the Intrinsic Ethos. Although Mr. Frederick is not a seasoned politician, neither is he on the political staff of any politician, he has the ability to intrinsically convey his thoughts and sentiments regarding President Obama's job speech because this is a matter that directly affects him through his job as a reporter. The speech also affects his family directly because of the lessened buying power of the U.S. dollar that comprises his salary. He is a man who works hard for his living and is worried about whether he will still have a job tomorrow. He worries about the thought that he could lose his job and he would have nowhere to turn. He is the kind of man who, because of the nature of his job, knows that less government interference in the affairs of the economy would actually lead to a resurgence of jobs and a stimulated econo my. It is very easy to understand why his logic can easily persuade the reading public to believe in the weakness of President Obama's job speech. His claims sound highly valid and reasonable and the proof that is needed in order to believe the inefficacy of the president's job plan can be seen in everyday life by the common man. His writing style does not merely ride on the strength of the emotions he created within his audience (pathos) or the status or credentials of Mr. Fredericks himself

The Health of Women in Japan Research Paper Example | Topics and Well Written Essays - 1750 words

The Health of Women in Japan - Research Paper Example Incidence and prevalence of sexually transmitted infections also identifies higher risks and worse symptoms in women than in men (MedlinePlus 1). Consequently, human health is significant and should be investigated for populations and subopulations and results compared for decisions and initiatives that can help in improving women’s health. This paper discusses the health of women in Japan and argues that the sub population enjoys good health standard. Sexuality is one of the major factors to health, and women’s health in particular. The fact that women are more susceptible to sexually transmitted diseases than men are, based on reports by MedlinePlus (1), therefore indicates significance of sexual behavior on women’s health. in japan, women have shunned down the use of contraceptives and this has direct implications on their health. The women prefer other birth control alternatives and condom use is the most significant, accounting for up to 80 percent of birth control initiatives while only 1.3 of the country’s women uses pills. This is far less that pill usage in the United States in which more that 15 percent of women uses pills. Use of pills however substitute condom usage and its implication of unprotected sex means exposure to sexually transmitted diseases. Consequently, fewer of Japanese women are exposed to sexually transmitted diseases than women from other regions are and this suggest better womenâ €™s health in Japan. Effects of some sexually ransmitted diseases such as HIV are examples and are therefore minimized in Japanese women though use of condoms instead of pills as contraceptives. Decreasing trends in teenage pregnancies in the country as well as lower abortion rates in Japan also suggest increasing effective uses of the predominant birth control mechanisms, use of condom being predominant, and this indicate healthy sexual behavior towards better

Australian History (see topic below) Essay Example | Topics and Well Written Essays - 1500 words

Australian History (see topic below) - Essay Example It had played significant role that is uniquely vibrant Australia as written in history. The making of Australia which was heading to be as it was in the first half of the twentieth century would have never been possible if not of its British influence which was obtained from its mother empire, Great Britain. It cannot be argued that there was willingness in the part of Australia to embrace dependent relationship within the British Empire. Its best option was to rely on its British Empire so as to survive and not lost its identity. It can be noted that Australia did not seek independence from British control but Britishness was embraced in order that it can have its identity (Evans et al. 1997). Dependence of Australia on its ‘mother country’ lies in the fact that it had to establish its cultural influence and economic and security link (Morkel 2001). This was for initial survival that for over the span of time was the foundation of Australia in its establishment. From a dictionary definition, dependence is synonymous to reliance, trust and subordination. Within the course of Australian history, its reliance to the power of Great Britain meant power, security and survival in its end. It ended up to a deeper trust and mutual agreement which Australia had to take, for collaboration with Great Britain in their quest to conquer the other part of the globe. Australia’s active participation in Britain’s quest to win the world can be clearly manifested in its participation to world wars. The Australian and New Zealand Army Corps day or also known as ‘Anzac’ day is a national celebration in Australia that is viewed sacred and also an act of heroism (Inglis 1997). This only signifies the impeccable support that Australia was willing to give for its mother country. As part of its subordination to mother country, Australia never condemned Britain for their quest to dominion over the

MSc International Banking and Finance

MSc International Banking and Finance The financial year 2008-2009 has been very significance in the history of banking industry. The industry faced the biggest ever crises since the great depression. The whole global banking system was challenged for various reasons.   The performance of public sector as well as private sector banks went drastically down. The crisis has not left any country without panic but the impact was subjective.   The developed countries like US and UK suffered more than the developing countries. Many literatures have been written and many case studies took place to analyse the impact of recession. Its has been an important aspect to analyse the performance of banking sector in various continents. In this research I have planned to compare the impact of recession on the Indias biggest private sector bank ICICI which would reflect on the level of impact it has went through. The research would be a comparative performance analysis of ICICI bank and its subsidiaries in the UK, Canada and Russia.à ‚   I believe the Bank is one of the best examples to analyse the performance to find the impact of global financial crises as there are different of opinion in regards to the impact of financial crises on Indian Banking sector.  Ã‚   2.0Title of the research:   Ã‚  Ã‚  Ã‚   The analysing the performance of Bank in financial crises- The case of ICICI Bank 3.0 Rationale for Study The focus of the study is to carry out an extensive analysis of the performance of ICICI bank in financial crisis of 2008-2009 To achieve this aim, the study will examine: The main determinants of ICICI banks efficiency and performance The effect of financial crisis on cost, revenue, profit efficiency and stock return performance of    ICICI banks. The differences in performance of ICICI bank in India, US and in the UK. The effect of banks capital on a its ability to survive in the period of crises, The result and find out the similarities and differences of impact of financial crisis. 3.0 Literature Review: The recent financial crisis has left clear evidence of global downturn. Not only developing but also advance countries have suffered in a very bad way. In last year and half market has fallen by 35-40%. According to the IMF data the impact of the recession is comparatively less in the Asian countries. But banks that are involved in the global financial market in subprime mortgages were exposed to the financial downturn. As per IMF records large US banks losses more than a trillion dollars in bad loans and expected to lose more ahead. This time financially US were hit harder than Europe and Asia or African continent. The World Bank survey of 425 Asian firms and 78 banks in 14 developing countries shows that the global financial crisis has constrained trade finance for exporters and importers in developing countries. But the impact varied by the firm size, activity, and countries integration into the global economy. The analysis of performance in the period of crisis also differs from institutions to institutions and country wise. In general, the performance of banks and non banking financial institutions has been measured by various methods but most of the literatures used combination of different financial ratios.   There are number of studies analysing the efficiency and the performance of financial institutions. However, there have been numerous studies analyzed the efficiency of financial institutions. Among these Dennis Olsonand Taisier A. Zoubi (2008) uses 26 financial ratios to distinguish between conventional and Islamic banks in the Gulf Cooperation Council (GCC) region. In the comparison of Islamic Vs. Conventional Banks Dr. Taisier A. Zoubi has mention 16 financial Characteristics of Banking Industry. Dimitri vitas (Nov 1991) has raise the point about the use and misuse of financial ratios. Claudia Girardone. (Feb 2000) has also analysed the Determinants of Bank Efficiency in the case of Italian banks. This paper would use the various financial ratios which describe banks liquidity, profitability, asset quality and efficiency. 3.1 The Financial Crisis and Indian banking industry As its obvious, the global financial crisis is unlikely to spare Indias corporate sector.The perceived impact as reflected in financial markets indicators is acute: the Sensex lost over 50 percent and the rupee depreciated 23 percent in 2008 (IMF Country Report No. 09/186) In 2007 Indias GDP dropped by 4% and expected to remain between 5.5 and 6.5 in 2010 Limited exposure to the sub-prime mortgage market helped Indian banking sector to maintain the stability.   Indias refurbished financial systems and supervision system supported this performance. The well managed financial reform rapid growth and the diversification has given the annual credit growth of above 20% and reduce non performing asset to 2%. In 2008-09 with credit growth of 17.3% Indian banking sector reflected sound and profitable attitude, but all credit mainly goes to the large public sector banks with stable deposit growth. The banking sector in India has less impact of crisis but the banks like ICICI which has its subsidiaries in US and Europe has an impact which may be comparatively less or more. 3.2 ICICI Bank ICICI Bank is Indias second-largest bank with total assets of Rs. 3,674.19 billion (US$ 77 billion) at June 30, 2009 and profit after tax Rs. 8.78 billion for the quarter ended June 30, 2009(ICICIbank.com). The ICICI Bank has its presence in 18 countries worldwide. The Bank offers various banking and financial products. The Bank currently has its owned subsidiaries in the United Kingdom, Russia and Canada, branches in United States, Singapore, Bahrain, Hong Kong, Sri Lanka, Qatar and Dubai International Finance Centre and representative offices in United Arab Emirates, China, South Africa, Bangladesh, Thailand, Malaysia and Indonesia. Our UK subsidiary has established branches in Belgium and Germany. The shares of ICICI are listed in India on Bombay Stock Exchange and the National Stock Exchange of India Limited and its American Depositary Receipts (ADRs) are listed on the New York Stock Exchange (NYSE). As a largest private bank in India ICICI has its business in the international m arket and first Indian company to be listed on the New York stock exchange. ICICI was not the exception to have an impact of recent financial crisis, as like most of the international banks ICICI was also connected to the US subprime mortgages. ICICI Bank lost its share value more than 50% during the period of crisis. Till August 2008 ICICI Bank was the most valuable bank with a market capitalisation above all Indian private and public sector banks but it has become to become the victim of global financial crisis like other international banks. With asset of $9bn in UK and $5bn in Canada ICICI has the exposure of $12bn in overseas loan The US subsidiary of ICICI also has a debt of $76m in Lehman Brothersdebt And ICICI UK has $3.5 billion investment in various instruments of which around 18% are in US papers. But the same time the capital adequacy ratio at ICICI is 13.4% which is higher than the mandatory percentage. (IBN Analysis) 4.0 Aims Objectives The aim of the study is to analyze the impact of the 2008-2009 Financial Crisis on the performance of ICICI banks and its subsidiaries in the UK, Canada and Russia. In order to achieve the above aim, the study has four main objectives: Whether the Indian banking sector was exposed to contagion effects of the current financial crisis To compare the impact of the Financial Crisis on ICICI Bank India, the UK, Canada and Russia. How were the pre-crisis performance and profitability of ICICI banks in India, the UK, Canada and Russia? During the pre-crisis period, how was the relationship between bank efficiency and financial indicators at ICICI Bank? 5.0 Proposed Methodology and Critical Application There are various aspect of performance analysis which has been used to review or to compare the performance of banks and banking sector. In the performance analysis of Italian banks Claudia Girardone (2000) has mention various determinants of banks performance, profitability, and efficiency. Many studies focus of different characteristics of banks performance like liquidity, profitability, returns on asset and so on. In this study to examine the performance of ICICI bank India and the UK, Canada and Russia the simple accounting ratios would be used and to check further on the difference in performance in different countries the regression analysis will be used. The test will help to figure out the ICICI banks exposure and the effects of the financial crisis on its operations in given countries. The paper discusses the correlation of efficiency scores with the financial indicators such as asset quality, capital ratios, operational and liquidity ratios. Paper uses the set of sixteen financial ratios which are the suggested financial characteristics of banking industry (Dr. Taisier A. Zoubi ) to analyse the performance of ICICI Bank and further examines the difference of performance at ICICI bank in India , UK , Canada and Russia. 5.1 Proposed Data Collection For this research secondary data would be suitable thus, I intend to collect and analyse secondary data for the proposed study. The secondary data will be collected in the form of a literature review and provide details about the performance analysis and recent financial crisis. The financial statements and annual reports are required for the sample period of the research to examine and to run the proposed analysis for ICICI bank India, US and UK, The data is in the original currency (Rupee) of the parent company ICICI Bank India Pvt. Ltd., but provides a choice to covert the data to any other currency, including the USD and GBP. This paper uses the INR-based reports in the selected sample. 5.2 Access to the Data This study evaluates the cross-country level data compiled from the financial statements of ICICI banks in India US and UK over the period 2004 2009. The primary source for data used in this research is the banks balance sheets and income statements published on the Bank website. The choice of this sample period covers the longest available history of ICICI banks UK, 5.3 Justification of Methods I believe that secondary data is suitable for this research, which can be internal or external to the ICICI Bank and may be accessed through the internet or recorded or published information of bank. As there are various sources to collect secondary data, likes books and periodicals world bank and IMF publications of economic indicators, National census data, statistical abstracts, Central banks data bases, the media, annual reports of the bank, case studies and other archival records. The advantage of using secondary data sources is savings in time and cost of acquiring information and many times its comparatively easy to access. 6.0 Limitations Delimitations of the study The proposed study is limited by time constraints- the completion time limit is three months. The ratios analysis has major implication for assessing bank performance in developing countries but in this case the data is from both developing and developed countries UK and the UK. Given the range of services and the cost difference in India US and UK, Indias cost -assets and cost income ratios should be smaller than the UK as an developed country. This study does not consider the inflation effect, and the risk factor in the respected country, 7.0 Justification 7.1 Academic Benefits The study will be of interest to academics that have an interest in financial services performance review. The results will add to, and update the academic literature that presently exists on performance analysis. The study will also provide a useful insight into the use of financial performance indicators in banks. 7.2 Practical Applications The study will help to understand and measure the impact of crisis on ICICI bank. The result will show the difference of performance of ICICI bank in the given countries which would be of interest to the managers of financial services as it will provide insight into how the performance of the bank could move in the period of financial crisis. The results of the study will help to understand the difference of impact of global financial crisis in cross countries. It will also help to find the effect of banks capital on a banks ability to survive in the financial crisis, and its competitive position. 8.0 Proposed Structure The format of the dissertation will be as follows: Title Page; Declaration; Abstract; Acknowledgements; Contents Page; List of Tables and Figures (including word count); Introduction; Literature Review; Methodology; Results and Discussion; Conclusions and Recommendations; Evaluation of Study and Scope for Further Research; Bibliography 9.0 References ICICI Bank. (2004-09). Annual repots. Available: http://www.icicibank.com/pfsuser/aboutus/resultsann/webcast_09.htm. Last accessed Nov 11,2009. MF Global financial stability report. (Oct 2009). World economic and financial survey. Available: http://www.imf.org/External/Pubs/FT/GFSR/2009/02/pdf/text.pdf. Last accessed Nov 20,2009. world bank. (Aug 2009). India Banking Sector Support Loan Program, Available: http://go.worldbank.org/SRP7OBC9Q0. Last accessed Nov 20,2009 Overseas development institute-Conference Note. (Dec 2008). Measuring Commercial Bank Efficiency Use Effects of the Global Financial Crisis on Developing Countries and Emerging Markets. Available: http://www.odi.org.uk/resources/odi-publications. Last accessed Nov 11,2009. IMF. (Jun 2009). IMF Country Report No. 09/186. Available: https://www.imf.org/external/pubs/ft/scr/2009/cr09186.pdf. Last accessed Nov 18, 2009. Malouche, Mariem. (Nov 2009). World Bank WPS5138. Available: http://go.worldbank.org/7ELI2JEZI0. Last accessed Nov 28, 2009. International Monetary Fund (2009) world economic and financial survey Available: http://imf.org/external/pubs. Last accessed 12/11/2009. Ketul S.. (Aug 2008). IBN Analysis. Available: http://www.gurufocus.com/news.php?id=33505. Last accessed 20/11/2009. Dennis Olson and Taisier A. Zoubi . (March 2008 ). Using accounting ratios to distinguish between Islamic and conventional banks in the GCC region.The International Journal of Accounting.. 43 (1), 45-65. Dimitri Vittas. (Nov 1991). Measuring Commercial Bank Efficiency Use and Misuse of Bank Operating Ratios.CountryE conomicsD epartment The World Bank WPS 806. WPS 806 (1), 1-54. Claudia Girardone. (Feb 2000). Analysing the Determinants of Bank Efficiency: The Case of Italian Banks.University of wales , School of Accounting , Banking and economics. 1 (1), 143-166.

Film Noirs Effect on Modern Cinema Essay -- Movies France Films Essay

Film Noir's Effect on Modern Cinema High heels click on wet pavement, shady detectives stand in the shadows, shots ring out through the cold, dark city night-just another moment in film noir. These seedy, almost underground films are considered to be some of the best and most influential pictures in the history of Hollywood by anyone's standards, most certainly some of the darkest. Even though the glory days of film noir have long passed and given way to big budget productions, their influence and effect on the industry can be felt and seen throughout the movies of today. The term film noir is a French term literally meaning, black cinema. During the second world war occupying Germans would control what pictures the people of France saw, and it was not until after the war that the French got a glimpse of what American cinema had been doing for nearly five years. The first thing they noticed was how dark the films were both literally and figuratively; hence the name 'black cinema' [1]. Critics were shocked to see plot lines focusing on betrayal, murder, and topics thought to be taboo at the time including drug use and rape. These films were indeed revolutionary in their time, pushing the limits of what was thought to be acceptable on a motion picture screen in America during the 1940?s and 1950?s. There will be more detail on the plot lines of film noir, as well as examples. But for now, let us focus on the memorable characters introduced to the viewing public through the dark lens of a noir camera. The most prevalent was often the hard boiled detective or private eye, always a male he was considered to be an anti-hero because he was himself no angel and was often corrupt somehow (the most common example was fall... ... and there. However, it is allowed to come out of the shadows as the classic movies have an enormous following of fans and students wanting to study them and the techniques used to bring them such unique life. No matter what though, these films will never go away so long as there is a wet side street with high heels clicking down it, with the echo of a far off gunshot somewhere in the cold dark night. Works Cited Miklitsch, Robert. ?A Panorama of American Film Noir, 1941-1953?. [Film Quarterly, Berkeley Summer 2004]. http://proquest.umi.com/pqdweb?index=3&did Dirks, Tim. ?The Greatest Films-Film Noir?. http://www.filmsite.org/filmnoir.html No author. ?The Internet Movie Database- The Matlese Falcon/Cape Fear/Double Indemnity http://www.imdb.com Dirks, Tim. ?Review- Blade Runner (1982).? http://www.filmsite.org/blad.html